Funding Programs

UNSECURED LINES OF CREDIT UP TO $250K. NO Proof of Income/NO Collateral

Why do clients choose to use our service over applying on their own?

It’s the knowledge and the bank relationships we have that make accumulative funding possible, not the actual task of completing the applications.

We know exactly what cards to apply for and specifically in what order to avoid declines and unnecessary inquiries. We know which banks use which servicing companies and their exact guidelines, guidelines they don’t advertise to the public.

When clients attempt to get high limit funding on their own, they end up with lower limits, less approvals, more inquiries, and more shut down lines.

• We have back-end information/credit requirements that are not available to the public.
• We know which cities and states each financial institution will lend to (not all banks lend in all areas).
• We know how many inquiries each financial institution will allow. If you have even just one more inquiry than they allow (even with an 800-credit score) you will be declined.
• Because of the inquiry sensitivity, we know in which order each app needs to be submitted first.
• We also know which banks run a soft credit pull (one that doesn’t show on credit).
• We know exactly what banks match your credit profile (how many open revolving accounts required, balance ratios, etc.).

680+ SCORE FUNDING PROGRAM

Funding Program Highlights:

Get funded anywhere from $20,000 up to • $250,000 with your good score

Obtain your funds as early as 10 days

Revolving lines of credit with only a one time success fee

Unlike Most Lenders,
We Do Not Require The Following:

Income documentation

Verification of employment

Business plan necessary

Many banks offer 0% APR for 12-18 months

Our Fees:

No Upfront Fees

No Application Fees

One Time Backend Success Fee of 12%

QUALIFICATIONS PERSONAL FUNDING

Funding Program Highlights:

$20,000 to $250,000

Funds as early as 10 Days

Revolving lines of credit with only a one time success fee

No income documentation

No verification of employment

No business plan necessary

No upfront fees

No application fees

Personal Funding Requirements
(these are flexible depending on other factors):

A minimum of 3 open, seasoned, primary revolving lines, not authorized user accounts

A minimum 680 credit score (unless client or family member is active or retired military)

No more than 4 Inquiries per bureau

Bankruptcy must be over 5 years

Recent late payments, judgments, liens, etc. are on a case by case basis

Our Fees:

No Upfront Fees

One Time Backend Success Fee of 12%

FUNDING PROCESS

We provide quotes based off our experience. All we need for a quote is a 3-bureau credit report. We accept CreditCheckTotal.com or Equifax.com reports. Quotes are provided within 48 hours.

Once client turns in their Submission Package (app, contract, dl, ss card, utility bill), file will go into file prep status. We have a 24 hour prep time prior to bank submission.

Client will be contacted by email and phone by their assign Account Manager. The call will cover all the details of the process. We will not submit to banks until this call is complete.

Approvals take anywhere from 1 hour to 10 days, depending on if they come back automated or go to a pending status.

Once each card is approved it is shipped and received within 2-10 business days.

Our service fee is due within 24 hours of receipt of each approved credit line.

Some credit lines do offer a 0% APR for the first year.

If client needs to liquidate funds, we can provide tips but cannot do this for them. We also do not guarantee that any/or all lines may be liquidated.

MILITARY FUNDING PROGRAM

Funding available for Military, Department of Defense, or Civilian Employee Affiliated.

We can fund on scores as low as 620!

Up to $100,000 in Military Funding alone!

All Cash Accessible lines including Personal Loans, and Lines of Credit

Who Qualifies?
Self, Spouse, family member or Roommate who is Active, Retired, or Receiving compensation from Military or DOD will qualify you.

How does it work?
Military personnel, veterans or service members applying for themselves will be connected to get membership with our military banks, then we will take care of the rest.

For individuals with military affiliation, or family members, the one who is military affiliated will need to get membership with our military banks first, and then share the benefit with the client (further instruction will be provided).

The Funding Company has been in business since 2008. Over this period of time we have helped thousands of clients fulfill their borrowing needs, through our professional expertise.

 

WE ARE THE BEST!

 

Why? We know how to analyze your entire credit profile and apply with the correct lending institutions whose lending criteria matches your specific credit. This plan avoids costly mistakes, lower approval limits, higher interest rates, and unnecessary inquiries.
FOR A FREE NO OBLIGATION FUNDING ESTIMATE