We provide quotes based off our experience. All we need for a quote is a 3-bureau credit report. We accept CreditCheckTotal.com or Equifax.com reports. Quotes are provided within 48 hours.
Once client turns in their Submission Package (app, contract, dl, ss card, utility bill), file will go into file prep status. We have a 24 hour prep time prior to bank submission.
Client will be contacted by email and phone by their assign Account Manager. The call will cover all the details of the process. We will not submit to banks until this call is complete.
Approvals take anywhere from 1 hour to 10 days, depending on if they come back automated or go to a pending status.
Once each card is approved it is shipped and received within 2-10 business days.
Our service fee is due within 24 hours of receipt of each card.
Interest rates vary based on client’s credit. Average rates range between 9%-19.99%. Most cards offer a 0% APR for the first year – most, not all.
If client needs to liquidate funds, we can provide tips but cannot do this for them. We also do not guarantee that any/or all cards can be liquidated.